www.ElectroTours.comView the Virtual Tour # 18539 At ElectroTours.com For complete listing information, price and property features. Listing Agent Contact Info: Your Real Estate Specialist Lillian Stoffo 727-992-1675 Fred Stoffo 727-992-1548 Property Features: Single Family Property Status: Active Area: 102 County: Pasco Subdivision: Heritage Pines Year Built: 2002 3 total bedroom(s) 2 total bath(s) 2 total full bath(s) Approximately 1818 sq. ft. Single story 2 car garage Attached parking Parking features: 2 car garage,Attached Heating features: Central,electric Central air conditioning Central heat Cooling features: Central Roofing: Shingle Community exercise area(s) Community golf Community recreation facilities Community swimming pool(s) Community tennis court(s) Pets allowed Approximate lot is 70×115 Lot features: Lotsize is 70×115 Lot size is less than 1/2 acre Call agent for details on association fee info. Advertise your listing on Americas #1 Virtual Tour Marketing Network. Syndication to countless websites. Exposure means Everything! www.ElectroTours.com 727-466-3262 Video Rating: 0 / 5
There was a time when all you needed to care about when you rented a home was location and amenities. Today things just ain’t that simple.
Your landlord could be about to lose the house putting you out on the street or he may not REALLY be the landlord. In either case, the big loser could be you and it is easy to protect yourself.
With a five minute search of a couple of sites on the Internet can give you an awfully good idea of just what is going on. It is free and you do not need to be a Lawyer or a meteorologist to see what way the wind is blowing.
The problem I hear about most when people call me looking for a good place to live is that the Landlord is in foreclosure and he did not tell the folks about that before they gave him first, last and security. Sometimes, he seems to forget to tell them until the Sheriff is knocking on the door with a 24 hours notice to vacate.
In the world of law where foreclosures are spawned like hurricanes off the west coast of Africa nothing happens rapidly. And it is as easy to follow the path of a foreclosure as it is to tune to the weather report to keep an eye on a pending hurricane.
Lis Pendens is the phrase you will see in Florida to indicate that a foreclosure has begun. After than there will be a variety of legal activity showing the progress of the action to kick your Landlord out of the house and you with him. In other parts of the country a Lis Pendens goes by the name Notice of Default. Either means that an action is pending against that particular property.
To start your real estate detective work Google the words tax collector and the name of the county where the home you are considering renting is located.
Tax collector web sites deal with real estate and other property. So once on the site look for real estate search, be prepared to accept the terms of service and once you get to the real estate search section enter the street address of the property in the blank asking for address and click send, or search to find the name of the owner.
In most cases the house will be in the name of a person and will include their address as well, the address where the tax bill is sent. Write down the name and address. You might want to see if the taxes are paid as well. Do not be concerned if the taxes are one to two years delinquent. It is not nearly as bad an indicator as finding the Lis Pendens.
Many veteran real estate investors will not pay their taxes for the last year or sometimes even the last two years. In Florida, if the taxes are not paid, the county will sell the tax certificates to individual investors who will then pay the taxes and collect interest from the property owner when the owner finally pays the taxes.
This used to be a great deal with interest rates of 18 per cent a year and even higher in other states. However, when this great investment became more generally known, an investing army descended on the tax collectors and in their frenzy, they drove down the interest rate on the tax certificates and in many cases not paying your real estate taxes on time is the cheapest money you can borrow.
Of course, it does require knowledge and discipline, but many a savvy investor has unpaid taxes for one or two years in Florida. Other states will vary and if the taxes are not paid by the final dead line you again have the risk of losing a house. We are not advocating not paying taxes for a year or two, but saying do not be unduly alarmed if the house you are looking to rent has taxes that are delinquent for a year or so. Check your local laws.
Of far greater concern is the potential for foreclosure. This is a legal action a lender takes if the person who borrowed the money has pledged a property against the loan and has failed to pay the lender as promised.
While there will be private correspondence between the borrower and lender prior to any legal action (normally) once the lender files his lawsuit in court it becomes a matter of public record. Here is how you find what is happening.
Go to the website of the clerk of court in the county where the property is located and look for the law suits that have been filed in civil court.
Once you are in the clerk’s website look for the listing of civil actions. Then enter the last name and first name of the landlord as they appeared on the website of the tax collector. If nothing comes up, you are probably safe. Check to make sure you spelled the name exactly as it appeared in the tax collector’s website.
If there is a foreclosure action against the landlord you will see the date of Lis Pendens filed and a number of entries after that. Suffice it to say the more stuff entered the closer it is to the day that the sheriff will be knocking on the door. Some of these foreclosures can go on for years, but I suggest you not take that risk.
It is possible that there is no foreclosure against the landlord, but he may be the defendant in some other sort of action. If he is being suit for failure to pay other bills, a foreclosure may not be too far away.
Look for your landlord’s name as a plaintiff. This will let you know if he is business like about filing eviction and law suit to collect money owed.
Some homes in the tax collectors website will be listed as being owned by a trust or corporation and we will tell you how to check them out in the next article in this series.
Imploding housing prices coupled to a mortgage mess are propelling more people to consider selling their houses to the professional home buyers whose advertisements you now see everywhere you look.
While they promise a fast sale and you can get on with your life, you’ve got to be asking just how safe it this?
In the first article in this series we suggested that for a minimum, find out if they return phone calls and actually show up for the appointment on time. If they can’t do something that simple, figure they will screw up buying your house as well. But there is more.
And four simple searches on google.com will tell you a lot more about whether you want to deal with this guy (or gal) or not.
First, just do a simple Google search of the person’s name with some geographic limiters, such as “‘George Beardsley’ Pasco house.” We suggest you put the name of the home buyer in quotes to reduce the number of responses about other people. In addition to the location (Pasco County) we also added the word house to further limit the search.
This will give you an idea of how active the person is, at least on the internet, the type of business they are doing and maybe complaints or compliments from other viewers.
Next Google the local newspaper, visit the archives and search for the person’s name. You may find a host of both positive and negative items that will help you decide if you want to deal with him or her.
Now Google the name of the county and the words clerk of court and you will find two areas where you can really mine for the pay dirt.
“Public records” will contain a list of all the properties bought and sold in the county. Although many investors use corporations and trusts to hide their ownership of property you will probably find numerous entries under the Professional Home U Buyer’s name. Look for the earlier entries to get some idea of how long they have been buying houses. The longer they have been at it, the more likely they are to be able to actually help.
This is not to say that a brand new person will not be of help, but it is comforting to know that the person who is looking to buy your house has done it before and hopefully for years and years.
Now go to the county records for the civil court and see how often the person has been the defendant in a law suit. Zero would be a good number, but in this climate of civil law suits most anyone who has been in business for any length of time may have been the defendant at one time or another. You do not want to see a pattern of being sued and you will want to ask about why he was sued and the outcome if he was sued.
None of this will be conclusive. But, if you are armed with this information before the person is scheduled to arrive at your house, you can learn a lot. First, does he arrive on time? Then, is he upset that you have done your home work and checked him out? I assure you he has checked out your house and a real pro will expect you to have done your home work as well. Can he answer all the questions you have as a result of your research and does he have a good explanation for all of the information you bombard him with? If so, then you want to go to the next step and check out his contract terms, which we discuss in the next installment.
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If you are looking to find criminal record information about anyone from Pasco County, you need to perform a free preliminary search using the link above. Over the past few years, Pasco County Criminal Records have become available on the internet – you can find accurate criminal records for any man or woman in Pasco County by doing a quick online search. When you find the criminal record that you are looking for, you can get full access to that information for less than $30, which is a great deal in this terrible economy. Don’t wait, use the link below (or above) to start finding criminal records from Pasco County now:
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While thousands of people want to find criminal records from Pasco County every year, there are also many individuals who are searching for Pasco County Court Records. Federal, state & local governments used to keep this information private, but these public records are now available online. Using the link below, you can perform a free preliminary search of court records for anyone from Pasco County. If you find the record(s) that you are looking for, it often costs less than $40 to get access to the full report. If you are serious about finding court information from Pasco County, click on the link below to start searching Pasco County Court Records today:
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Pasco County Records are now available online. If you are looking to find Pasco County Court Records or Pasco County Criminal Records, you need to read this article. Pasco County Records – Pasco County Court & Criminal Records:
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It used to be difficult and time consuming to search Pasco County Court Records, but the internet has made this task much easier. By clicking on the link above, you can search through thousands of Court Records from Pasco County for free in seconds. If your free preliminary search is successful, you can purchase the court record of your choice for less than $30. In this difficult economy, that is an amazing deal. If you are looking for court record information from Pasco County, you need to click on the above link now! If you are looking for criminal records, use the link below instead:
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Criminal Records have always been difficult to find, but if you are looking for criminal information on any individual from Pasco County, the above link can help you find accurate Pasco County Criminal Records in seconds. Criminal Records are kept by federal, state and local governments and it used to take weeks to locate accurate criminal record information. However, by clicking on the link above, you can perform a free preliminary search of thousands of Pasco County Criminal Records in less than one minute. You can then choose to sign up and access unlimited criminal records for around $30, which is a terrific investment in today’s economy. Don’t wait – start searching Pasco County Criminal Records now!
